Independent Payday Loan Companies

Picking or selecting an instant payday loan lender can be a tricky affair. One must put in mind that the wrong choice may cost him dearly. Some loan advance companies claim to give instant loans, while the process takes around 3 days. A reputable loan advance company should be licensed by the Office of Fair Trading (OFT).

One should ensure that the company he deals with is licensed, so as not to get trapped by loan sharks. An individual, who needs an instant loan before the next payday, should investigate the company first. One can check online for company reviews on the company. In the UK instant payday loan lenders can be identified. These companies offer excellent services and conditions of contract. They include the following:


Quick Quid

The firm advances a loan of about £1500, much more than what other companies’ offer. No hidden surcharges come with the loan, although, they do not process the application immediately.


Payday UK

The company offers attractive terms and conditions. It may be termed as one of the best lending companies in the UK. After an application for a loan, they deposit the amount within one hour.


Txt loan

This firm embraces mobile technology in their lending process. An individual can apply for the loan via SMS. Payday express .The Company lends a maximum of £800. It charges 0.25 interests on every £100 worth of loan. One gets the loan on the same day.


Lending stream

the firm offers different types of loans. One can also pay the loans in installments or earlier than the assigned date. No paper work occurs during the process.



Of all lending firms, Wonga offers a menu on their website on the amount of loan one will repay. They also have a simple application process.

Other reputable firms include cash genie, speed-e-loans, wage pay advance and Mr. Lender.

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